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Enrollment in Medicare, a U.S federal health insurance program, can provide you with coverage for hospitalization, doctor appointments, preventative care, labs, and medical tests. You’re eligible for Original Medicare at age 65, which includes Medicare Part A (hospital) and Medicare Part B (medical insurance).
But while original Medicare adequately meets the healthcare needs of many older adults, it doesn’t offer extensive coverage. It only covers about 80% of medical costs, and it doesn’t include a prescription drug plan. As a result, you could end up paying a lot for health care out of pocket. A health plan with comprehensive benefits can prove more cost-effective as you approach retirement. For this reason, you should look into a Mutual of Omaha Medicare Advantage or Medicare Supplement plan.
How Does Mutual of Omaha Medicare Advantage Work?
A Medicare Advantage plan is Medicare offered by a private insurance company. These plans include the same basic coverage as Original Medicare, in that they offer Medicare Part A and Medicare Part B. However, these plans offer additional coverage, too.
Mutual of Omaha’s Medicare Advantage plan functions as all-in-one medical care. You’re covered for hospital stays (with the exception of hospice, which you’ll get under Original Medicare), skilled nursing facilities, doctor’s visits, preventative care, labs, medical tests, and other health care.
Other coverage included in a Mutual of Omaha Medicare Advantage plan:
- Medicare Part D Prescription Drug Coverage
One feature that separates Mutual of Omaha’s Medicare Advantage plan from Original Medicare is that the latter doesn’t include a prescription drug plan (PDP). Medicare Advantage plans include coverage for prescription medication — generic or brand prescriptions. Under Medicare Part D, you’ll pay a low copay for medications, helping you save money.
- Dental and Vision Coverage
In addition to regular doctor visits with a specialist or primary care physician, Medicare Advantage plans include dental benefits that extend beyond basic coverage to protect your teeth and gums. You’ll also receive coverage for routine eye examinations, contact lenses, and eyeglasses at no extra charge.
- No Copays for Lab Tests
Copays and coinsurance for lab tests can be expensive, so you may delay scheduling a recommended test. When you sign up for Mutual of Omaha’s Medicare Advantage plan, you won’t pay a copay for most labs or tests.
- Free Enrollment in the Silver Sneakers Fitness Program
Being physically active is an excellent way to maintain a healthy weight and promote heart health. Through Mutual of Omaha’s Medicare Advantage plan, you’ll also receive a free gym membership through the Silver Sneakers Program.
- Medical Transportation Benefit
If you need assistance getting to and from your doctor appointments, this plan includes a transportation benefit to cover the cost of travel to appointments. Depending on your diagnosis or condition, it may also cover non-emergency ambulance service to and from your doctor.
- Over-the-Counter Allowance
Each quarter, Mutual of Omaha’s Medicare Advantage plan gives you an allowance toward over-the-counter health-related items. Covered items range from bandages to non-prescription medications.
How to Enroll in a Mutual of Omaha Medicare Advantage Plan
If you feel that a Medicare Advantage program through Mutual of Omaha is the right fit for you, enrollment is during the seven-month period when you initially become eligible for Medicare. This period begins three months before your 65th birthday and ends three months after your 65th birthday.
To enroll at a later time (or switch plans), the Open Enrollment Period occurs each year from October 15 to December 7. If you enroll during the annual open enrollment, your coverage doesn’t begin until January 1. You might be eligible to take advantage of special enrollment periods if you move to a different area, or if you lose your health insurance coverage at work.
If you have health insurance through work, speak with your employer first to see how enrollment in a Medicare Advantage plan will affect your coverage at work.
Do You Need Mutual of Omaha Supplement Insurance?
But while a Mutual of Omaha Medicare Advantage plan is necessary for some seniors due to the extra benefits, you might be okay with Original Medicare. In this case, consider enrolling in a Mutual of Omaha Medicare Supplement insurance plan to pay costs that Original Medicare doesn’t cover (copays, coinsurance, and deductibles).
One benefit of getting a Mutual of Omaha Medicare Supplement insurance plan is that you’re able to use your plan anywhere Medicare is accepted, including in different states and when traveling internationally.
There are 10 basic standardized Medicare Supplement insurance plans, each with varying coverage amounts that vary by state. You’ll need to review these plans and then determine which one is right for you.
Another benefit of supplemental insurance is that your plan can never be canceled, as long as you continue to pay your premiums. Also, you can’t be denied for pre-existing health conditions if you apply during open enrollment. This period starts once you turn 65 and enroll in Medicare Part A and Part B, but it only lasts for six months.
Keep in mind that Medicare Supplement insurance can only be purchased if you have Original Medicare. It cannot be combined with a Medicare Advantage program. You can, however, purchase a standalone Medicare Part D prescription drug plan to accompany your Mutual of Omaha Medicare Supplement insurance.
Even though there are 10 standardized Medicare Supplement insurance plans. Mutual of Omaha’s most popular plans include: Plan F, Plan G, and Plan N.
| Benefits | Plan A | Plan B | Plan C | Plan F | Plan G | Plan K | Plan L | Plan N |
| Part A Coinsurance and Copay | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Part B Coinsurance and Copay | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% |
| Part A Deductible | 100% | 100% | 100% | 100% | 50% | 75% | 100% | |
| Part B Deductible | 100% | 100% | ||||||
| Blood (first 3 pints per year) | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% |
| Part B Excess Charges | 80% | 80% | 80% | 80% |
Final Word
Whether you’re interested in learning about enrollment in Medicare, or just looking for a Medicare Advantage plan or Medicare Supplement insurance, Mutual of Omaha has a Medicare solution to help reduce your out-of-pocket costs. Speak with Mutual of Omaha to learn more about these Medicare plans and request a quote.
Enrollment in Medicare, a U.S federal health insurance program, can provide you with coverage for hospitalization, doctor appointments, preventative care, labs, and medical tests. You’re eligible for Original Medicare at age 65, which includes Medicare Part A (hospital) and Medicare Part B (medical insurance).
But while original Medicare adequately meets the healthcare needs of many older adults, it doesn’t offer extensive coverage. It only covers about 80% of medical costs, and it doesn’t include a prescription drug plan. As a result, you could end up paying a lot for health care out of pocket. A health plan with comprehensive benefits can prove more cost-effective as you approach retirement. For this reason, you should look into a Mutual of Omaha Medicare Advantage or Medicare Supplement plan.
How Does Mutual of Omaha Medicare Advantage Work?
A Medicare Advantage plan is Medicare offered by a private insurance company. These plans include the same basic coverage as Original Medicare, in that they offer Medicare Part A and Medicare Part B. However, these plans offer additional coverage, too.
Mutual of Omaha’s Medicare Advantage plan functions as all-in-one medical care. You’re covered for hospital stays (with the exception of hospice, which you’ll get under Original Medicare), skilled nursing facilities, doctor’s visits, preventative care, labs, medical tests, and other health care.
Other coverage included in a Mutual of Omaha Medicare Advantage plan:
- Medicare Part D Prescription Drug Coverage
One feature that separates Mutual of Omaha’s Medicare Advantage plan from Original Medicare is that the latter doesn’t include a prescription drug plan (PDP). Medicare Advantage plans include coverage for prescription medication — generic or brand prescriptions. Under Medicare Part D, you’ll pay a low copay for medications, helping you save money.
- Dental and Vision Coverage
In addition to regular doctor visits with a specialist or primary care physician, Medicare Advantage plans include dental benefits that extend beyond basic coverage to protect your teeth and gums. You’ll also receive coverage for routine eye examinations, contact lenses, and eyeglasses at no extra charge.
- No Copays for Lab Tests
Copays and coinsurance for lab tests can be expensive, so you may delay scheduling a recommended test. When you sign up for Mutual of Omaha’s Medicare Advantage plan, you won’t pay a copay for most labs or tests.
- Free Enrollment in the Silver Sneakers Fitness Program
Being physically active is an excellent way to maintain a healthy weight and promote heart health. Through Mutual of Omaha’s Medicare Advantage plan, you’ll also receive a free gym membership through the Silver Sneakers Program.
- Medical Transportation Benefit
If you need assistance getting to and from your doctor appointments, this plan includes a transportation benefit to cover the cost of travel to appointments. Depending on your diagnosis or condition, it may also cover non-emergency ambulance service to and from your doctor.
- Over-the-Counter Allowance
Each quarter, Mutual of Omaha’s Medicare Advantage plan gives you an allowance toward over-the-counter health-related items. Covered items range from bandages to non-prescription medications.
How to Enroll in a Mutual of Omaha Medicare Advantage Plan
If you feel that a Medicare Advantage program through Mutual of Omaha is the right fit for you, enrollment is during the seven-month period when you initially become eligible for Medicare. This period begins three months before your 65th birthday and ends three months after your 65th birthday.
To enroll at a later time (or switch plans), the Open Enrollment Period occurs each year from October 15 to December 7. If you enroll during the annual open enrollment, your coverage doesn’t begin until January 1. You might be eligible to take advantage of special enrollment periods if you move to a different area, or if you lose your health insurance coverage at work.
If you have health insurance through work, speak with your employer first to see how enrollment in a Medicare Advantage plan will affect your coverage at work.
Do You Need Mutual of Omaha Supplement Insurance?
But while a Mutual of Omaha Medicare Advantage plan is necessary for some seniors due to the extra benefits, you might be okay with Original Medicare. In this case, consider enrolling in a Mutual of Omaha Medicare Supplement insurance plan to pay costs that Original Medicare doesn’t cover (copays, coinsurance, and deductibles).
One benefit of getting a Mutual of Omaha Medicare Supplement insurance plan is that you’re able to use your plan anywhere Medicare is accepted, including in different states and when traveling internationally.
There are 10 basic standardized Medicare Supplement insurance plans, each with varying coverage amounts that vary by state. You’ll need to review these plans and then determine which one is right for you.
Another benefit of supplemental insurance is that your plan can never be canceled, as long as you continue to pay your premiums. Also, you can’t be denied for pre-existing health conditions if you apply during open enrollment. This period starts once you turn 65 and enroll in Medicare Part A and Part B, but it only lasts for six months.
Keep in mind that Medicare Supplement insurance can only be purchased if you have Original Medicare. It cannot be combined with a Medicare Advantage program. You can, however, purchase a standalone Medicare Part D prescription drug plan to accompany your Mutual of Omaha Medicare Supplement insurance.
Even though there are 10 standardized Medicare Supplement insurance plans. Mutual of Omaha’s most popular plans include: Plan F, Plan G, and Plan N.
| Benefits | Plan A | Plan B | Plan C | Plan F | Plan G | Plan K | Plan L | Plan N |
| Part A Coinsurance and Copay | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Part B Coinsurance and Copay | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% |
| Part A Deductible | 100% | 100% | 100% | 100% | 50% | 75% | 100% | |
| Part B Deductible | 100% | 100% | ||||||
| Blood (first 3 pints per year) | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% |
| Part B Excess Charges | 80% | 80% | 80% | 80% |
Final Word
Whether you’re interested in learning about enrollment in Medicare, or just looking for a Medicare Advantage plan or Medicare Supplement insurance, Mutual of Omaha has a Medicare solution to help reduce your out-of-pocket costs. Speak with Mutual of Omaha to learn more about these Medicare plans and request a quote.
The Television Critics Association winter press tour is officially in full swing, meaning all our favorite networks and streaming platforms are unveiling their exciting rosters of spring shows. As always, it’s an eventful time of year, where critics and fans alike learn the fates of their favorite shows from network executives themselves and have the opportunity to get a first glance at exciting new and returning series. On Friday, Hulu teased its upcoming programming, releasing trailers for several new series, announcing the premiere dates for beloved returning shows, and revealing a hilarious new project from comedic icons Steve Martin and Martin Short.
The Three Amigos co-stars and longtime friends will star in a comedic spin on true crime from This Is Us creator Dan Fogelman. John Hoffman and Martin co-created the series. Meanwhile, Hulu also announced the return date for its Golden Globe-winning comedy Ramy, as well as the premiere dates for new series The Great and Solar Opposites. Ramy will return for season two on May 29, with all 10 episodes of the season dropping on the same day. Solar Opposites, which follows a family of aliens forced to seek refuge in middle America—and have widely differing opinions on the country–will release its entire eight-episode first season on May 8th. The animated series stars Justin Roiland, Thomas Middleditch, Sean Giambrone and Mary Mack.
Hulu
The Great (more info on that series below), a historical comedy series from The Favourite writer Tony McNamara, will premiere on May 15. Lastly, Hulu announced that Wu-Tang: An American Saga, a series following the rise of the game-changing hip-hop group Wu-Tang Clan during the early ’90s, and the Kat Dennings-starred Dollface were each picked up for second seasons.
But, of course, the most exciting part of Hulu’s presentation is the trailer release. The streaming platform unveiled official teasers and trailers for its most high-profile series, including High Fidelity, Little Fires Everywhere, and Normal People:
High Fidelity
A twist on Nick Hornby’s 1995 novel of the same name—and he 2000 film—High Fidelity stars Zoë Kravitz (who is also executive producing he series) and the perennially broken-hearted Rob, “a female record store owner in the rapidly gentrified neighborhood of Crown Heights, Brooklyn who revisits past relationships through music and pop culture, while trying to get over her one true love.” The series also stars Da’Vine Joy Randolph, David H. Holmes, Jake Lacy, and Kingsley Ben-Adir.
High Fidelity premieres on February 14.
Little Fires Everywhere
Based on the acclaimed novel by Celeste Ng, the miniseries’ “follows the intertwined fates of the picture-perfect Richardson family and an enigmatic mother and daughter who upend their lives. The story explores the weight of secrets, the nature of art and identity, the ferocious pull of motherhood—and the danger in believing that following the rules can avert disaster.” An all-star cast includes Reese Witherspoon and Kerry Washington—who are executive producing the series—Joshua Jackson and Rosemarie DeWitt.
Little Fires Everywhere premieres on March 18.
Normal People
Based on the novel by Sally Rooney, “Normal People is an exquisite, modern love story about how one person can unexpectedly change another person’s life and about how complicated intimacy can be. It follows Marianne and Connell over several years, as they embark on an on-again/off-again romance that starts at school and continues through college, both testing their relationship as they explore different versions of themselves.” The series stars Daisy Edgar-Jones and Paul Mescal.
Normal People will premiere in the spring.
The Great
From The Favourite writer Tony McNamara, Elle Fanning stars as Catherine the Great, in the “satirical comedic drama that follows the unlikely rise and spectacular reign of feminist trailblazer Catherine the Great, the longest running female leader in Russian history.” Nicholas Hoult, Phoebe Fox, Adam Godley, Gwilym Lee, Charity Wakefield, Douglas Hodge and Sacha Shawan also star.
The Great premieres on May 15.
Hillary
A documentary about former Secretary of State and presidential nominee Hillary Rodham Clinton, Hillary “interweaves revealing moments from never-before-seen 2016 campaign footage with biographical chapters of her life. Featuring exclusive interviews with Hillary Rodham Clinton herself, Bill Clinton, Chelsea Clinton, friends and journalists, the series examines how she became at once one of the most admired and vilified women in the world.”
Hillary premieres March 6.
Header Image: Hulu
The post Hulu Releases Trailers for HIGH FIDELITY and Other New Series appeared first on Nerdist.
Source: Paul Archuleta / Getty
After going back and forth with Netflix, Mo’Nique has finally gotten her own comedy special with another network. Even though she is still in court with thestreaming giant, the Academy-award winning actress will be starring in her special, Mo’Nique & Friends: Live From Atlanta on Showtime. The hour-long special, which will premiere on Febraury 7th at 10 p.m, will feature other comedians as well as Donnell Rawlings, Prince T-Dub, Just Nesh, Tone-X and Correy Bell.
The Baltimore native gushed about the news on her Instagram page.
“HEY MY LOVES!!!INTRODUCING MO’NIQUE & FRIENDS ON SHOWTIME FEBRUARY 7TH AT 10PM. I LOVE US 4 REAL!!!”
This will be Mo’Nique’s first stand-up special in 10 years.
This news comes a few days after Netflix asked that the lawsuit she filed against them back in November be dismissed.
“Plaintiff fails, however, to allege any facts showing that the compensation offered her was the product of discrimination,” read the legal documents obtained by The Blast. “To the contrary, her Complaint contradicts its core premise by noting that other persons of color, other women, and another African- American woman (like Plaintiff) have been paid substantially more money to create comedy specials for Netflix’s streaming service than what was offered to Plaintiff. And Plaintiff fails to explain why she was entitled to be offered what the stars to whom she compares herself were offered for creating such comedy specials.”
Mo had accused them of lowballing her when they offered her $500,000 to film a comedy special knowing that they had offered white and male comedians millions for their specials in the past. Her lawsuit noted that Dave Chapelle was offered $60 million for his comedy special, Chris Rock was offered $40 million and Jerry Seinfeld was offered $100 million for two comedy specials. The Precious star filed the lawsuit alleging that they discriminated against her due to her race and gender when trying to negotiate the deal with her.